English Reading Comprehension asked in various Exams for IPPB,IDBI

Read the following passage carefully and answer the questions given below it.

Banking sector reforms in India were introduced in order to improve efficiency in the process of financial intermediation. It was expected that banks would take advantage of the changing operational environment and improve their performance. Towards this end, the Reserve Bank of India initiated a host of measures for the creation of a competitive environment. Deregulation of interest rates on both deposit and lending sides imparted freedom to banks to appropriate price their products and services. To compete effectively with non-banking entities, banks were permitted to undertake newer activities like investment banking, securities trading and insurance business. This was facilitated through amendments in the relevant acts which permitted PSBs to raise equity from the market up to threshold limit and also enabling the entry of new private and foreign banks. This changing face of banking led to an erosion of margins on traditional banking business, promoting banks to search for newer activities to augment their free incomes. At the same time, banks also needed to devote focused attention to operational efficiency in order to contain their transaction costs. Simultaneously with the deregulation measures prudential norms were instituted to strengthen the safety and soundness of the banking system. Recent internal empirical research found that over the period 1992-2003, there has been a discernible improvement in the efficiency of Indian banks. The increasing trend in efficiency has been fairly uniform, irrespective of the ownership pattern. The rate of such improvement has, however, not been sufficiently high. The analysis also reveals that PSBs and private sector banks in India did not differe significantly in terms of their efficiency measures. Foreign banks, on the other hand, recorded higher efficiency as compared with their Indian counterparts.

English Reading Comprehension 4 Asked in Various Exams for IPPB,IDBI

Read the following passage carefully and answer the questions given.

It is difficult to imaginje the extraordinary number of controls on Indian industry before 1991. Enterpreneurs needed permission to invest and could be penalized for exceeding production capacity. Even with the given investment capacity they had, entering certain areas was prohibited as these were reserved for the public sector. If they had to import anything, they required licences. To get these licences was tough, they had to persuade a bureaucrat that the item was required but even so permission was unvailable if somebody was already producing it in India.

English Reading Comprehension 3 Asked in Various Exams for IPPB,IDBI and Other Exams

Read the following passage carefully and answer the questins given below it. Certain words/phrases have been printed in bold to help you to locate them while answering some of the questions.

Rural India faces serious shortages – power, water, health facilities, roads, etc. these are known and recognized. However, the role of technology in solving these and other problems is barely acknowledged and the actual availability of technology in rural areas is marginal. The backbone of the rural economy is agriculture, which also provides sustenance to over half the country’s population. The ‘green revolution’ of the 1970s was, in fact, powered by the scientific work in various agricultural research institutions. While some fault the green revolution for excessive exploitation of water and land resources through overuse of fertilizers, it did bring about a wheat surplus and prosperity in certain pockets of the country.

English Reading Comprehension 2 for IPPB,IDBI,Indian Bank and other Banking Exams

Read the following passage carefully and answer the questions given below it. Certain words are printed in bold to help you to locate them while answering some of the questions.

Sixty years after independence, India remains one of the unhealthiest places on earth. Millions of people still suffer from disease that no longer exist almost anywhere else on the planet. What makes the picture even bleaker is the fact that India’s economic boom has so far had, little impact on health standards. Between 2001 and 2006 India’s economy grew almost 50%, the country’s biggest expansion in decades. Meantime, its child malnutrition rate, dropped just a single percentage point, to 46%. This is worse than in most African countries. The incredible economic growth is having an impact in other ways by driving up rates or rich world diseases sch as obesity and encouraging high end health services, some of which offer world class care but remain far beyond the reach of the vast majority of Indians. The country brags about the skill of India’s world class doctors when its marketers sell India as a medical tourism destination and emerging health service giant. The truth behind the glossy advertising that : India is the sick man of Asia, malnourished and, beset by epidemics of AIDS and diabetes and with spending levels on public health that even its Prime Minister has coinceded are seriously lagging behind other developing countries in Asia.

Reading Comprehension 1 Asked in Various Exams for IPPB Prelims, IDBI and other Exams

1.Read the following passage carefully and answer the questions given

below it.

A long time ago, on a big tree in the lap of the mountain, lived a bird named Sindhuka. It was a rather special bird because its droppings turned into gold as soon as they hit the ground.One day, a hunter came to the tree in search of prey and he saw Sindhuka's droppings hit the ground and turn into gold. The hunter was struck with wonder. He though, "I have been hunting birds and small animals since I was a boy, but in all my 80 years, I have never seen such a miraculous creature. He decided that he had to catch the bird somehow. He climbed the tree and skillfully set a trap for the bird.The bird, quite unaware of the danger it was in, stayed on the tree and sang merrily.But it was soon caught in the hunter's trap. The hunter immediately seized it and shoved it into a cage.